What Happens if I Am Injured as a Passenger on a Bus?

What Happens if I Am Injured as a Passenger on a Bus?

You're on your daily commute, scrolling through your phone as the bus hums along its familiar route. Suddenly, there's a screech of tires and a sickening crunch of metal, and your world turns upside down. In the chaos, as you assess yourself for injuries amidst the sounds of panicked voices and distant sirens, a sobering realization hits you: you're now a victim of a bus accident. 

Your mind races with questions: Are you okay? What about the other passengers? Who's responsible? And perhaps most pressingly, what on earth do you do now? A Connecticut bus accident attorney can be a valuable advocate to help you sort out your options. 

At The Flood Law Firm, we've seen firsthand how overwhelming this experience can be for bus passengers. That's why we've put together this comprehensive guide to help you understand your rights, options, and next steps if you're injured as a passenger on a bus in Connecticut.

Get Your Free Consultation

Types of Buses Involved in Accidents

Bus accidents can involve various types of vehicles, each with its own regulations and potential liability issues:

  • Public Transit Buses: Operated by state or local government agencies like CT Transit.
  • School Buses: Transporting students to and from schools and school-related activities.
  • Interstate Commercial Buses: Such as Greyhound or Peter Pan, crossing state lines.
  • Charter Buses: Often used for tours, private events, or group transportation.
  • Shuttle Buses: Serving airports, hotels, or other local destinations.
  • Private Buses: Owned and operated by companies for employee transportation. 

Each type of bus may fall under different jurisdictions and regulations, which can impact your legal rights as an injured passenger. A personal injury lawyer experienced in handling bus accident claims can be a valuable advocate familiar with the many rules that may apply to bus crashes.

Common Causes of Bus Accidents

The cause of the accident is an important part of determining liability.

Some frequent causes include:

Distracted driving
  • Driver error or negligence
  • Distracted driving
  • Fatigue (especially in long-haul commercial buses)
  • Inadequate driver training
  • Poor vehicle maintenance
  • Defective bus parts
  • Adverse weather conditions
  • Road hazards or poor infrastructure
  • Other motorists' negligence 

Identifying the cause will help your lawyer determine which parties may be held responsible for your injuries.

As a passenger on a bus in Connecticut, you have certain legal rights if an accident injures you:

  • Right to Compensation: You may be entitled to compensation for medical expenses, lost wages, pain and suffering, and other damages resulting from the accident.
  • No-Fault Insurance: Connecticut is not a no-fault insurance state, so you're not limited to seeking compensation only from your insurance company. You can pursue a claim against the at-fault party.
  • Common Carrier Law: Connecticut considers buses common carriers, so drivers and bus companies owe a higher duty of care to passengers than ordinary motorists. This can make it easier to prove negligence in some cases.
  • Statute of Limitations: In Connecticut, you generally have two years from the accident date to file a personal injury lawsuit. However, if a government entity operates the bus, you may have a much shorter timeframe to file a notice of claim.
  • Modified Comparative Negligence: Connecticut follows a modified comparative negligence rule. This means you can recover damages as long as you're less than 51% at fault for the accident.

Steps to Take After a Bus Accident

If you've been injured in a bus accident, taking the following steps can help protect your rights and strengthen your potential claim:

  • Seek Medical Attention: Your health should be your top priority. Even if you don't think you're seriously injured, some injuries may not immediately manifest. Get a thorough medical examination as soon as possible.
  • Report the Accident: Ensure that the accident is reported to the appropriate authorities, such as the police or transit agency. Request a copy of the accident report for your records.
  • Gather Information: If you can, collect contact information from other passengers, witnesses, and the bus driver. Take photos of the accident scene, your injuries, and any property damage.
  • Document Everything: Keep detailed records of all medical treatments, expenses, missed work days, and how the injury impacts your daily life.
  • Be Cautious with Insurance Companies: Avoid giving recorded statements or signing any documents from insurance companies without first consulting an attorney.
  • Consider Legal Representation: Given the complexity of bus accident cases, it's often in your best interest to consult with an experienced personal injury attorney who can guide you through the legal process and protect your rights.

Navigating Insurance Claims

Dealing with insurance companies after a bus accident can be challenging. Here's what you need to know:

  • Multiple Insurers: Depending on the circumstances, you may need to deal with the bus company's insurance, your own insurance, and possibly other parties' insurance companies.
  • Government Entities: If the accident involved a public transit bus, you may need to file a claim against a government entity, which has its own set of rules and deadlines.
  • Insurance Tactics: Insurance companies may minimize your claim or deny liability. They may offer quick settlements that don't fully cover your long-term needs.
  • Uninsured/Underinsured Motorist Coverage: If the at-fault party doesn't have sufficient insurance, your own uninsured/underinsured motorist coverage may come into play.

Insurance companies have their own teams of lawyers looking out for their bottom line. It’s a good idea to talk to a lawyer from a personal injury law firm to enlist a legal team to work on your side. We can put our resources in your corner at The Flood Law Firm.

Bus Accident Injuries: Understanding the Physical Impact

Whiplash and Neck Injuries

When a bus accident occurs, passengers can suffer a wide range of injuries due to the vehicle's size, the lack of safety restraints in many buses, and the potential for rollover accidents. Understanding these potential injuries can help you recognize the importance of immediate medical attention and long-term care. Here are some common types of injuries bus passengers might sustain in a crash:

Whiplash and Neck Injuries

Sudden stops or collisions can cause a passenger's head to jerk forward and backward violently, resulting in whiplash. This can lead to neck pain, stiffness, headaches, and in severe cases, damage to the cervical spine.

Head and Brain Injuries

Passengers may hit their heads on seats, windows, or other hard surfaces during a crash. This can result in concussions, contusions, or more severe traumatic brain injuries (TBIs). Even seemingly minor head injuries can have long-lasting effects on cognitive function and quality of life.

Spinal Cord Injuries

The force of a bus accident can cause damage to the spinal cord, potentially resulting in partial or complete paralysis. These injuries can be life-altering, requiring extensive medical treatment and long-term care.

Broken Bones and Fractures

The impact of a crash can cause fractures in various parts of the body, including arms, legs, ribs, and pelvis. These injuries may require surgery and extended recovery periods.

Soft Tissue Injuries

Sprains, strains, and tears to muscles, tendons, and ligaments are common in bus accidents. While they might seem less severe than other injuries, they can cause significant pain and mobility issues. Don’t undervalue these injuries. Talk to a lawyer who has experience evaluating bus injury claims.

Cuts and Lacerations

Broken glass, twisted metal, or loose objects in the bus can cause cuts and lacerations. In severe cases, these injuries may lead to significant blood loss or require surgical repair.

Internal Injuries

The force of impact can cause internal bleeding or damage to organs. These injuries may not be immediately apparent but can be life-threatening if not promptly diagnosed and treated.

Burn Injuries

In cases where a fire breaks out after the accident, passengers may suffer from burns. These can range from minor to severe and may require specialized treatment.

Crush Injuries

In severe accidents, especially rollovers, passengers may become trapped under heavy objects or between seats, leading to crush injuries. These can severely damage muscles, nerves, and blood vessels. 

It's important to note that some injuries may not be immediately apparent following an accident. Adrenaline can mask pain, and certain injuries, like internal bleeding or mild brain trauma, may have delayed symptoms. This is why you must seek medical attention promptly after a bus accident, even if you feel fine initially. 

Additionally, some injuries can have long-term or permanent effects, potentially impacting your ability to work, enjoy hobbies, or carry out daily activities. This is why it's essential to document all injuries thoroughly. Your attorney will consider the long-term implications when seeking compensation.

The Emotional Impact of Bus Accidents

The physical pain is often just the beginning, whether you're dealing with minor bruises or more severe injuries. It's important to acknowledge that bus accidents can have significant emotional and psychological effects beyond physical injuries. 

After being involved in a bus crash, you're likely feeling a whirlwind of emotions—shock, fear, confusion, and maybe even anger. It's a scenario no one ever expects to face, yet it can instantly change your life. Victims may experience:

  • Post-Traumatic Stress Disorder (PTSD)
  • Anxiety about using public transportation
  • Depression
  • Sleep disturbances
  • Flashbacks or intrusive thoughts about the accident 

These emotional impacts can be just as debilitating as physical injuries and should be taken seriously. Seeking professional help, such as counseling or therapy, can be an important part of your recovery process. In many cases, the cost of psychological treatment related to the accident can be included in your compensation claim.

Potential Damages in a Bus Accident Claim

If you've been injured in a bus accident, you may be entitled to various types of compensation, including:

Accident Claim form
  • Medical Expenses: Current and future medical costs related to your injuries.
  • Lost Wages and Income: Compensation for time missed from work due to injuries, as well as other income like commission or bonuses.
  • Loss of Earning Capacity: If your injuries affect your ability to work in the future.
  • Pain and Suffering: Compensation for physical pain and emotional distress.
  • Loss of Enjoyment of Life: If your injuries prevent you from enjoying activities you once did.
  • Property Damage: Reimbursement for personal property damaged in the accident.
  • Punitive Damages: In cases of extreme negligence or intentional misconduct. 

The specific damages you may be eligible for will depend on the circumstances of your case and the severity of your injuries.

Federal Laws and Regulations Affecting Bus Accident Cases

When dealing with commercial bus accidents, several federal laws and regulations may come into play. An experienced bus accident lawyer will be familiar with all the rules that may apply to your accident claim, such as:

Federal Motor Carrier Safety Administration (FMCSA) Regulations

  • Hours of Service Rules: Limits on driving time to prevent driver fatigue.
  • Drug and Alcohol Testing: Mandatory testing for commercial drivers.
  • Vehicle Maintenance Standards: Requirements for regular inspections and maintenance.

Americans with Disabilities Act (ADA)

Accessibility Requirements: Buses must be equipped to accommodate passengers with disabilities.

Department of Transportation (DOT) Regulations

  • Safety Standards: Requirements for vehicle design, safety features, and emergency exits.
  • Driver Qualifications: Standards for licensing, training, and medical fitness.

National Transportation Safety Board (NTSB)

Accident Investigations: The NTSB may investigate serious bus accidents, providing valuable information for your case.

Interstate Commerce Laws

For accidents involving buses crossing state lines, federal laws regarding interstate commerce may apply. Federal regulations can be crucial in establishing negligence or regulatory violations in your bus accident case.

The Role of Government Entities in Bus Accident Cases

If your accident involved a public transit bus, you may need to file a claim against a government entity. This process can be more complex than a typical personal injury claim:

  • Notice Requirements: You must file a notice of claim with the appropriate government agency within a short timeframe, often as little as 90 days after the accident.
  • Sovereign Immunity: Government entities have some protection from lawsuits, but this immunity is often waived for negligence in operating vehicles.
  • Damage Caps: There may be limits on the damages you can recover from a government entity.
  • Different Procedures: The claim process against a government entity often involves specific procedures and documentation requirements. 

Given these complexities, work with an attorney experienced in claims against government entities if your accident involved a public bus.

How Personal Injury Lawyers Can Help with Bus Crash Cases

An experienced personal injury attorney can:

  • Investigate the accident thoroughly
  • Identify all potentially liable parties
  • Handle communications with insurance companies
  • Ensure all deadlines are met
  • Accurately value your claim
  • Negotiate for a fair settlement
  • Represent you in court if necessary 

At The Flood Law Firm, we offer free consultations to discuss your case and help you understand your options. If you decide to work with us, we operate on a contingency fee basis, meaning there are no up-front costs or fees.

Contact The Flood Law Firm if You Were Injured as a Bus Passenger

At The Flood Law Firm, we're committed to helping bus accident victims in Connecticut navigate the complex legal landscape and fight for the compensation they deserve. Our experienced Connecticut personal injury attorneys understand the unique challenges of bus accident cases and are here to support you every step of the way. 

Brian Flood, Connecticut Bus Accident Attorney

If you or a loved one has been injured in a bus accident, don't hesitate to reach out for a free consultation. We're here to answer your questions, explain your rights, and help you make informed decisions about your case. Remember, your journey to recovery is not just about physical healing—it's about reclaiming your life and securing your future. With the right support and advocacy, you can overcome the challenges ahead and move forward with confidence. Call our home office in Middleton at (860) 346-2695 or contact us online.

Brian Flood

Partner

Brian has dedicated his entire legal career to helping accident victims. By choice, he has never represented the interests of an insurance company.

Author's Bio

Request A Free Consultation

Fill out the form below and get help today.

"*" indicates required fields

*field required
This field is for validation purposes and should be left unchanged.

Footer Call To Action Image